DISCLAIMER

NOTICE
Please read these terms and conditions carefully. By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this site or any pages thereof.

USE OF THE SITE
The use of this site is at your sole risk. Creditbank does not warrant that the site will be available and meet your requirements, nor that access will be uninterrupted, nor that there will be no delays, failures, errors or omissions or loss of transmitted information, nor that no viruses or other contaminating or destructive properties will be transmitted nor that no damage will occur on your computer system.

You shall have sole responsibility for adequate protection and back up of data and/or equipment and to undertake reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

USE OF INFORMATION AND MATERIALS
Although Creditbank makes all reasonable efforts to ensure it receives information from sources it deems reliable, it does not claim that all information or opinions presented on its site are true, reliable and complete. The information is believed to be correct and current at the date the information was placed on this site. It may be modified without prior notice.

Creditbank is not under the obligation to update the information or other material or to reflect circumstances that may occur after the earlier of the date first appearing on the site or the date contained in the information or other materials.

Creditbank does not make any representation or warranty of any kind, whether express or implied, as to the reliability of the information contained on this site nor does it accept any responsibility arising in any way (including negligence) for errors in, or omissions from, the information contained in this site. Consequently, Creditbank shall not be liable for any losses or damages or expenses whatsoever arising out of or referable to material and information on the site or accessed through the site.

NO OFFER OR ADVICE
No information appearing on this site shall be deemed as an offer for services or products from Creditbank, its branches or its subsidiaries, nor shall it constitute, in any way, investment advice or legal, tax or other advice. It shall not be considered as grounds for an investment or for any other decision.

AVAILABILITY OF SERVICES AND PRODUCTS
If you wish to be supplied with one of the services or products presented directly on this site or by virtue of a hyperlink, you should contact Creditbank in order to obtain information on the availability of the service or product in question in the geographical location, as well as the contractual conditions and prices applicable thereto.
All figures and prices displayed on this site relating to fees, charges, interest and any other amounts may be changed at any time without any prior notice.

All applications for a particular product or service are subject to Creditbank approval criteria and Creditbank reserves its right to refuse solely and upon its own discretion any application without any liability on its part.

ONLINE BANKING
Creditbank makes no representations or warranties to you or any other person, express or implied, in law or in fact, and disclaims any and all implied warranties, including, but not limited to, the implied warranties of fitness for a particular purpose, merchantability or suitability, to you or any other person, of any of the services provided by Creditbank or any computer software products or programs provided by Creditbank, or as to the stability or compatibility of Creditbank's software, equipment or communication interfaces with those used by you.

Creditbank shall have no liability for losses caused by unauthorized access to any confidential information and you will indemnify and hold Creditbank harmless from any losses, costs, suits, damages, liabilities and expenses resulting from your failure to keep the password confidential or otherwise adequately manage the use of the password.

Creditbank shall not be liable for any incomplete online transaction (i) if through no fault of Creditbank, you do not have enough money in your account to make a transfer, (ii) if your account is closed or if it has been frozen, (iii) if the transfer would cause your balance to go over the credit limit for any credit arrangement set up to cover overdrafts, (iv) if you, or anyone you permit to utilize the services, commits any fraud or violates any law or regulation, (v) if any electronic terminal or telecommunication device malfunctions or is otherwise not working properly and/or prevents the utilization of the services, (vi) if you have not properly followed the instructions for using the services, (vii) if circumstances beyond Creditbank’s control (such as fire, flood or improper transmission or handling of payments by a third party) prevent the utilization of the services, despite reasonable precautions taken by Creditbank, (viii) if there are postal delays or processing delays by you.

DATA COMMUNICATED TO CREDITBANK
Any personal or non-personal information that you transmit or communicate by electronic means on this site will be held and processed by Creditbank. However, there is a risk that the information may be intercepted and/or modified as regards both its content and origin. Creditbank cannot guarantee the confidentiality and integrity of information on the Internet, and Creditbank excludes all liability in this respect.

CURRENCY AND INTEREST RATES
All references in this site to currency are to the lawful money of Lebanon, unless expressly stated otherwise. Interest rates indicated on this site are subject to change without prior notice.

LINKS TO THIRD-PARTY WEB SITES
This site contains links to third-party web sites. Hyperlinks to other internet resources are at your own risk; the content, quality, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored, controlled, approved, recommended or endorsed by Creditbank. Creditbank provides these links only as a convenience and information purposes only.

Creditbank shall not be responsible or liable for any losses, damages or expenses or in other way in connection with linking.

INTELLECTUAL PROPERTY
Nothing on this site shall be construed as conferring any licence of any intellectual property rights, whether by estoppel, implication or otherwise.
Certain names, words, titles, phrases, logos, icons, graphics or designs, or other content on this site, are trademarks, trade names or copyright works owned by the Creditbank or its subsidiaries. Any unauthorized downloading, re-transmission, or other copying or modification of trademarks, trade names or copyright works and/or the contents of this site is a violation of the Lebanese law that may apply to trademarks and/or copyrights, and such actions shall subject the copier to legal action.

YOUR LIABILITY
Transmission or use of any material or information in violation of this Disclaimer or any applicable law, rule or regulation, or of the rights of third parties is prohibited.

You agree not to transfer any material of any kind to this site which contains a virus, malicious computer code or any harmful component and not to otherwise attempt to alter the content of this site.

You shall be entirely responsible for the access and use of this site by any other person using your computer. You agree to immediately notify Creditbank, when needed of any unauthorized use or any other breach of security.

TERMINATION
This Disclaimer and/or access to and/or use of the site may be terminated at any time by Creditbank without notice. All restrictions and limitations of liability by Creditbank will survive termination.

GOVERNING LAW
This Disclaimer is governed by and is to be construed in accordance with the laws of Lebanon. If any provision of this Disclaimer is found to be invalid or unenforceable by a Court of Law, such invalidity or unenforceability will not affect the remaining provisions which will continue in full force and effect. We reserve any rights not expressly granted in this Disclaimer.